HARRISBURG – PA Treasurer Stacy Garrity joined with some state lawmakers and other groups to introduce Keystone Saves, a retirement savings program for Pennsylvanians who do not have access to retirement savings through their employer. Garrity said over two million Pennsylvanians don’t have access to retirement savings plans through their jobs. Keystone Saves was designed to be business-friendly. Employers simply provide a census of employees and process a payroll deduction for each employee who participates. All other administrative and back-end functions will be handled by Treasury and a private-sector third-party vendor, much like the PA 529 College and Career Savings Program. Accounts under Keystone Saves will belong to the employee and will be portable, so they can take their account to a new job and continue saving. Employees will be able to opt out of the program at any time. House Bill 2156 will be introduced in the coming weeks.