HARRISBURG – Holding fast to his belief that housing is a human right, Philadelphia County Rep. Rick Krajewski has introduced legislation to help struggling families stay in their homes. Calling “shelter a necessity,” the legislation would allow a mortgage modification to be finalized in advance of the payment of municipal liens assessed on a property. Current state law requires lien satisfaction before a mortgage modification can be finalized. Krajewski said the legislation would make it easier for financially struggling homeowners to modify their mortgage to help them get back on their feet. He said the PA Housing Finance Agency supports the legislation.